We are bankruptcy attorneys located in Middletown, Ohio. We specialize in Chapter 7 and Chapter 13 bankruptcy filings.
We are proud to announce the grand opening of our office in Centerville, Ohio. The location of our new office is
- 533 Windsor Park Drive
- LL Room 102
- Centerville, OH 45459
We are proud to expand our practice to other areas of the city. This office will specialize primarily in bankruptcy. You can contact our office to make a free consultation at 1-937-483-4010. You will be able to sit down with one of or experienced bankruptcy attorneys to discuss your individual situation. If you decide to move forward a small retainer fee will get things started and we will then accept monthly payments until your fees are paid in full.
Chapter 7 and Chapter 13 are the most common consumer bankruptcy filings.
Chapter 7 Bankruptcy is a total wipe out of all your unsecured debts. You can discharge all of your unsecured debts through a Chapter 7 Bankruptcy. If you have secured debts you wish to retain such as a vehicle or home, you may retain these debts. You must continue to make your payments on secured items that you wish to keep and be current on your payments. If you do not wish to keep your secured items you may also file on these debts and surrender your collateral through your bankruptcy case. There are income requirements that you must pass to qualify for a chapter 7. The best advise is to contact our office make an appointment for your free consultation to see if you qualify.
Chapter 13 bankruptcy is a re-payment plan. Chapter 13 is available for you if your home is in foreclosure or your vehicle is about to be repossessed. If you are behind on your home or vehicle under Chapter 13 you will have three to five years to make the payments. You will also pay on a percentage of your unsecured debts. There are no income requirements for Chapter 13, however, you do need to have income to qualify for Chapter 13 as you must make monthly payments to the Trustee.
Each situation is unique. Nobody is the same. To understand which chapter you would qualify for you need to make your appointment for your free consultation. As stated above at this free consultation you will be able to sit down with one of our attorneys and figure out the best financial option for your individual situation.
For more information check out our website at www.middletown-bankruptcy.com
Call today for your free bankruptcy consultation.