Bankruptcy Before or After Divorce?

We are bankruptcy attorneys located in Middletown, Ohio.  We specialize in Chapter 7 and Chapter 13 Bankruptcy filings.

Are you considering divorce from your spouse?  There are a lot of factors to consider when deciding to divorce.  Most of the time there is a lot of combined debt that the two of you have accumulated together.  What should you do about this debt?  Split it up and hope that you can make the payments going forward?  This will most likely not be the case.  In most instances you will end up not being able to afford the debts you created during your marriage on your own.  Many people get their divorce and later down the road both parties will end up having to file for bankruptcy protection under separate cases.  This would mean you would each have to pay your own filing and attorney fees.


If you are getting a divorce or a dissolution it is most likely in your best interest to go ahead and file for bankruptcy together, this way you can both get a real fresh start with your lives.  Even if you have already separated and are no longer living together it is still possible for you to file a bankruptcy together.  If you file together this would mean that you would only have to pay one filing fee and your attorney fees would be combined.  This would be in your best financial interest.

If you cannot stand to be in the same room with the person, that can be arranged.  We can do the whole bankruptcy process separate.  The only time you would have to see each other would be at the actual court date.  This would be no more than 15 minutes together.  It would be well worth it when you consider the cost of filing separate cases.


Once you decide you think you want to file for bankruptcy protection you just give us a call and set up your free consultation.  At this consultation the attorney will advise you as to the best plan for your financial future.  If it is best to file before you divorce or if it is even necessary for you to file.  If you decide to move forward a small retainer fee will get things started and then we will accept monthly payments until you pay in full, at that time your case will be filed.




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Contact our Middletown, Ohio bankruptcy attorney today to see if bankruptcy is the right road for you.